The Salaried Entrepreneur -

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Every person on a 9 to 5 naukri dreams of being an entrepreneur . There is so much more glamor in being you own boss , of working flexi hours and making all the money that you believe you deserve.

Sadly very few will make the transition from employee to employer.Responsibilities and fear of losing the comforts one is so accustomed to , do not permit the vast majority of aspiring entrepreneurs to take that big leap .


What if there was a way by which you could keep your job and yet create wealth like an entrepreneur does ? . It is surprisingly simple . Read on..


Robert Kiyoski in his book Rich Dad Poor Dad tells us the secret of growing rich . Rule one in his book is about understanding assets and liability and building assets . An asset is something that brings in money into your pocket while a liability is anything that takes it out. The Rich acquire assets while the middle class acquire liabilities, but assume they are assets . By buying assets the Rich make money work for them instead of the other way around .


There are truly only three assets classes that fit the above definition. The first being Fixed Income Investments like Fds/bonds etc which earn interest income , the second being equities that earn dividend income and the last being real estate that brings in rental income . Of the above three only equities and real estate offer capital appreciation too. For most middle class , buying real estate without a loan would be a difficult preposition .If your property results in a net outflow of cash due to EMI payments , it does not qualify as an asset . On the contrary it is a liability as it takes money out of your pocket .Also for the middle class buying property could mean that their asset allocation and financial plan goes for a complete toss as realty is illiquid and cannot be sold in small lots . That leaves us with equities as the best asset to invest in .


The beauty of equity is that you can take the benefits of being an entrepreneur without the pain involved in handling a business .You can measure your risks, have a wide variety of businesses to choose from and hence diversify , you don't need a large outlay ( you can invest small sums too ) and most importantly you can enter and exit as per your requirement . The entrepreneur on the other hand needs to contribute to a large part of the business capital , cannot exit his business in a hurry and has limited diversification.

The secret is to have the attitude of a business person while investing in equities . If your aim is to make money by participating in the price movement of stocks then you are a speculator not an entrepreneur . Buy equities like you are looking for a business opportunity - Buying when the value is attractive and staying invested to participate in business profitability .That means that you stay in a good business irrespective of market cycles . It means that you partner with the best minds in management, hire the best talent and run profitable business without having to leave your current vocation.

Being an investor is the next best thing to being an entrepreneur . Its the best of both worlds You can reap the returns and wealth like an entrepreneur by investing in equities while at the same time continue keeping the security of your job or profession .

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